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AGRICULTURE

Farmers in Bono East Get Insured as GAIP Rolls Out Pilot Programme to Combat Climate Risks

The Ghana Agricultural Insurance Pool (GAIP), in partnership with AgroT Hub, has launched a two-day sensitisation drive for farmers in the Pru West District and the Atebubu-Amantin Municipality of the Bono East Region.

Date Created : 9/2/2026 : Story Author : Oheneba Kesse Brempong-Asare/ Ghanadistricts.com

The initiative covers crop losses from drought, floods, and pests, and provides compensation for livestock lost to disease.

The programme aims to educate local farmers about a new agricultural insurance scheme designed to offer financial protection against unpredictable disasters. This initiative is currently in its pilot phase and is being deployed across selected districts nationwide.

Protection Against Climate Shocks

Under the crop insurance component, farmers can secure coverage against a range of perils, including drought, floods, fire, pest infestations, diseases, and windstorms. For livestock farmers, the policy covers animals lost to disease, subject to the specific terms and conditions of the plan.

Speaking at the event, Mr. Paul Ampadu-Yeboah, a member of GAIP’s Technical Committee, confirmed that the pilot is currently active in six districts and five municipalities within the Bono East Region. These include Techiman South, Nkoranza South, Kintampo South, Kintampo North, Atebubu-Amantin, and Pru West.

Mr. Ampadu-Yeboah noted that the programme is expected to expand nationwide, with official registration slated to begin during the next farming season.

A Safety Net, Not a Crutch

While encouraging farmers to subscribe, Mr. Ampadu-Yeboah issued a crucial reminder: the insurance is a safety net, not a substitute for hard work.

"Insurance should serve as a form of financial protection against unforeseen losses, not as a reason for farmers to neglect good farming practices," he stated, urging policyholders to continue managing their farms diligently.

Efficient Claims and Anti-Fraud Measures

Mr. Yarney, a GAIP officer, emphasized the broader benefits of the scheme, noting that it provides farmers with the confidence to invest more heavily in their operations—especially in an era where climate-related threats are increasingly volatile.

He assured farmers that the claims process has been streamlined for efficiency. Following the completion of necessary investigations, payments will be disbursed conveniently via mobile money.

However, Mr. Yarney issued a stern warning against fraudulent activities. He stressed that strict investigations will be conducted to ensure losses are genuine. "Subscribers who deliberately cause damage to their farms or livestock, or falsify information to obtain benefits, could face legal action," he cautioned.

A Step Towards Financial Security

The sensitisation programme represents GAIP’s broader commitment to raising awareness about risk management in agriculture. By encouraging the adoption of insurance, the organization aims to help farmers protect their investments and secure their livelihoods against an increasingly uncertain climate.

AGRICULTURE

Farmers in Bono East Get Insured as GAIP Rolls Out Pilot Programme to Combat Climate Risks

Date Created : 9/2/2026 : Story Author : Oheneba Kesse Brempong-Asare/ Ghanadistricts.com

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