Mr. Hesse joined GhIPSS in 2007 as General Manager in charge of Projects and Business Development.   

In this role, he spearheaded the implementation of several foundational systems that have profoundly shaped Ghana’s modern payment landscape.   

His early achievements include the National Biometric Smart Card Banking and Payment System (e-zwich), a cornerstone of government social grant payments.   

He was also instrumental in establishing the Cheque Codeline Clearing (CCC) System and Ghana Automated Clearing House (GACH) for efficient corporate payments and collections, and the National Switching and Processing System – gh-link, which underpins the national domestic EMV scheme.  

A significant milestone during his tenure was the 2015 launch of the GhIPSS Instant Pay (GIP) platform.   

This revolutionary system transformed interbank payments in Ghana, laying the groundwork for the groundbreaking mobile money interoperability service introduced in 2018. Today, GIP is central to Ghana's digital payment ecosystem, facilitating instant fund transfers between bank accounts, mobile money wallets, and across various financial institutions.  

In 2022, Mr. Hesse, in collaboration with the Ghana Association of Banks, championed the implementation of GhanaPay, a shared bank-wide mobile money platform.   

This vital tool is supporting banks in achieving their financial inclusion objectives. Beyond the technological innovations, Mr. Hesse's unwavering commitment to prudent financial management and strategic innovation has transformed GhIPSS from a subvented entity into a self-sustaining institution.   

The Board, Management, and Staff of GhIPSS extend their deepest appreciation to Mr. Hesse for his extraordinary leadership and enduring contributions to Ghana's financial services industry and the Bank of Ghana's cash-lite agenda.  

Meawnwhile, the Board has appointed Mr. Kwadwo Ntim, General Manager for Operations and Technology, to serve as Acting CEO.